If you have been injured through the fault or negligence of someone else you may have a claim for compensation.  If you are unsure about whether you have a claim or not, contact us and we will be able to advise you if you have a claim.

  • Reparation
  • Claims
  • Personal injury accidents
  • Road traffic accidents
  • Accidents at work
  • Trip and slip accidents

Accidents Will Happen

Have you ever been involved in an accident?

Most accidents occur in the home but a large proportion of accidents happen at work, on the road or even on the pavement. These types of accidents are usually avoidable and are often caused through someone’s fault usually because they have not exercised sufficient care.
Accidents at work happen regularly. An employer has a duty to take reasonable care for the safety of their employees. They must provide safe and adequate equipment to allow the employee to do his job properly, safe access to his p1ace of work and also a safe method of carrying out the work. Risk assessments have to be made by employers. If you have been injured through no fault of your own, or you were not fully to blame for the accident, you may have a claim.

Road accidents are very common. If you are comprehensively insured, your own insurance company will pay for the repair of your car and you can get yourself back on the road fairly quickly. In many cases, however, you might have to make a claim against the person responsible for the accident to recover things which your own insurers don’t cover such as the cost of hiring a replacement vehicle, loss of earnings and compensation if you have been injured. You may also have to recover your insurance excess in order to preserve any no claim bonus which you have. If you are insured on a third party, fire and theft policy, then you will have to make a claim for these items as well as for the repairs to or replacement of your car. This type of claim is called an Uninsured Loss Recovery claim, or ULR for short.

PRG has had a dedicated ULR department for over 25 years and has acted in claims ranging from the recovery of an insurance excess of £50 to personal injuries claims settled in or out of court at many hundreds of thousands of pounds.

Passengers can also have claims if they have been injured, not only against the driver of the other vehicle but sometimes against the driver of the vehicle in which they were a passenger. Claims can also be made to the Motor Insurers Bureau if you do not know the name of the driver or if the driver had no insurance.

Pedestrians can often be injured simply walking along the pavement and stumbling over a hole in the road. Local Authorities have a duty to maintain roads and pavements in a reasonable condition so if you are injured when simply walking along the road it might he possible to make a claim

Many people who have accidents simply accept them as a fact of life and do not appreciate or realise that they may have a claim. Some people think it is not worth pursuing a claim. If you have been injured in an accident at any time within the past 3 years you may have a claim if it was not your fault. It could be worth your while taking a few minutes to make that phone call to us to see if you have a claim.

The PRG Partnership has many years of experience in pursuing claims. We have a dedicated ULR and Personal Injuries Claims Department. If you have been involved in an accident and are unsure of your rights, please contact us.

Finally

On the subject of ridiculous damages, few people, including those who hold it up as an example of everything that’s wrong with the American civil justice system, know the true story of the McDonald’s coffee case. McDonald’s had been aware for years that its coffee was served far too hot (185 degrees) and had settled over 700 complaints in a decade. A McDonald’s quality assurance manager testified that the company was aware of the risks of serving dangerously hot coffee but had no plans to either turn the heat down or post any warnings. The woman was 81 years old and suffered third degree burns over her thighs, necessitating skin grafts and a week-long stay in hospital. It was only after McDonald’s refused to settle her medical bills that she decided to take them to court. When awarding punitive damages, the jury decided that McDonald’s had engaged in wilful, reckless, malicious or wanton conduct and awarded $2.7 million, the equivalent of two days of McDonald’s coffee sales. One last fact: on appeal, a judge reduced the award to $480,000, barely enough to cover the woman’s legal and medical bills. Food for thought?